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Works with your own Claude or ChatGPT - your subscription, your data

Say it. Jabr records it.

Real sentences merchants use every day, and exactly what happens in your books after each one. Copy any of them into your connected AI.

These are not generic AI answers

Your numbers come from your books

Every balance, every figure is fetched live from your Jabr ledger at the moment you ask. The AI is forbidden from estimating or answering from memory - if it doesn't have the number, it fetches it first.

Every rule is cited from the regulation

Rates, deadlines and thresholds are pulled from Jabr's built-in ZATCA and Saudi labor-law reference library - with the article number and official source link. The AI is not allowed to quote a tax rule from its own memory.

Every calculation can be audited

Ask 'where does this number come from?' and it traces the real calculation: which accounts, which entries, which formula, which article. You can reproduce every figure by hand.

Video tutorialsConnect, and meet your accountantReceipts at scale - the Upload tabE-commerce money, recorded rightMonth-end, walked for youVAT, Zakat and WHT - checked before filedPayroll and end of serviceMigration - one conversationThink ahead, with your dataOwner money, separated from the businessInventory and fixed assetsReturns, refunds and credit notesSales beyond the counterFiling center - print-ready financial statementsWhy you stay in control

Video tutorials

Short recordings - one task each. Click to watch.

01

Connect, and meet your accountant

From the first message it reads your company: plan, VAT registration, overdue filings, data health - and tells you what needs attention before you ask.

First conversation
Say this

What's the status of my books? Anything I should worry about?

What happens
  1. 1Reads your company context: filings, balances, data health
  2. 2Opens with the pulse: overdue VAT, abnormal balances, unclosed months
  3. 3Offers the next action for each issue - you pick where to start
Ask about YOUR numbers
Say this

How much cash do I have? And who owes me money?

What happens
  1. 1Fetches live balances from your ledger - never estimates
  2. 2Answers 'per your Jabr books, cash is ...' with the real figure
  3. 3Lists customer balances from your actual statements
02

Receipts at scale - the Upload tab

Drag 15 receipts into the Upload page, then say one sentence. Each receipt becomes its own entry with the image attached to it.

Batch receipts - the flagship
Say this

I uploaded all my receipts - record them all.

What happens
  1. 1Finds your pending uploads and reads each receipt with vision: vendor, date, amount, VAT
  2. 2Creates a separate entry per receipt - never merged, never split
  3. 3Attaches each receipt image to its own entry
  4. 4Shows you a summary table of everything recorded
One receipt, in chat
Say this

Here's a receipt photo - record it.

What happens
  1. 1Reads the image: vendor, date, total, VAT
  2. 2Asks if the amount includes VAT when it's not printed
  3. 3Shows the entry, you confirm, posts with the receipt attached
No receipt, just record
Say this

Record 200 SAR fuel expense, paid cash, today.

What happens
  1. 1Drafts the entry with the right expense and cash accounts
  2. 2Shows debit and credit before anything posts
  3. 3You confirm - full audit trail kept
03

E-commerce money, recorded right

Amazon and Noon payouts arrive as one net number hiding fees, refunds and VAT. Jabr splits them the way your income statement needs.

Marketplace settlement
Say this

Amazon transferred 45,230 SAR settlement today - record it.

What happens
  1. 1Asks for the settlement breakdown: gross sales, platform fees, refunds
  2. 2Splits output VAT from revenue when you're VAT-registered
  3. 3Posts one balanced entry: bank net, fees as expense, sales gross
  4. 4Your income statement shows real revenue and real fees - not a lump
Bank statement
Say this

Here's my January bank statement - process it.

What happens
  1. 1Reads the statement - CSV, Excel, PDF or even a photo
  2. 2Each transaction becomes a classified draft entry
  3. 3Shows the full preview before anything is written
  4. 4You approve the batch, drafts post
Reconcile
Say this

My bank says 84,300 but Jabr says 86,100 - find the difference.

What happens
  1. 1Compares book balance vs statement balance
  2. 2Lists recent unmatched transactions
  3. 3Points at the likely culprits and proposes the fixing entries
Transfer between accounts
Say this

Transfer 20,000 SAR from Al Rajhi to the savings account at Al Ahli.

What happens
  1. 1Moves money between your accounts - no revenue, no expense
  2. 2Both bank balances update instantly on your dashboard
  3. 3One balanced entry, zero tax impact
04

Month-end, walked for you

The checklist adapts to YOUR business - no VAT registration means no VAT step, no employees means no payroll step.

Close the month
Say this

Close May for me. What's left?

What happens
  1. 1Pulls the live month-end checklist adapted to your business
  2. 2Flags draft entries, unreconciled bank lines, unposted depreciation
  3. 3Walks each step with you and marks it done
  4. 4Locks the period only when you say so
Old drafts
Say this

Do I have draft entries I forgot about?

What happens
  1. 1Searches for unposted drafts and how old they are
  2. 2Shows each one with its amount and date
  3. 3Posts or deletes them per your decision, one by one or all at once
Translate your books
Say this

Translate my account names to Arabic.

What happens
  1. 1Reads your chart of accounts
  2. 2Translates every name itself - then updates them all in ONE confirmed step
  3. 3Works the other way too: fills English names from Arabic books
05

VAT, Zakat and WHT - checked before filed

The return is built from your actual entries, checked against ZATCA rules, and every box can be explained down to the entry.

VAT return, the right way
Say this

Prepare my VAT return for this quarter.

What happens
  1. 1Scans input VAT against Article 50 first: recoverable, blocked, needs review - with the article citation
  2. 2Runs preflight: trial balance, missing months, draft entries
  3. 3Builds all 16 boxes of the ZATCA return from your books
  4. 4Explains any box you question - down to the entries behind it
Prove a number
Say this

Where does the 3,568 in box 13 come from?

What happens
  1. 1Traces the real calculation: output 8,580 minus input 5,012
  2. 2Shows which accounts contributed and how many entries each
  3. 3Cites the regulatory basis with the article number
  4. 4You can reproduce the figure by hand
Foreign suppliers - WHT
Say this

I paid a tech company in India 7,666 SAR for services - any withholding tax?

What happens
  1. 1Checks the double tax treaty between Saudi Arabia and India
  2. 2Applies the right rate with the legal source: 7,666 x rate = the WHT due
  3. 3Records the WHT transaction and tracks it for the monthly return
Blocked VAT - client entertainment
Say this

Dinner with a client at a hotel restaurant, 1,200 SAR including VAT.

What happens
  1. 1Recognizes hotel and restaurant catering as non-recoverable VAT - Article 50(b)
  2. 2Records the FULL 1,200 as expense - no VAT split
  3. 3Cites the specific regulation so you know why
06

Payroll and end of service

GOSI rates per the regulations including the 2024 reform, end-of-service per Labor Law Articles 84 and 85 - never hand-calculated.

Run payroll
Say this

Run June payroll.

What happens
  1. 1Calculates GOSI per employee: Saudi 9.75% employee + 11.75% employer, expat 2% employer only - including post-2024 reform rates for new hires
  2. 2Shows the full payroll sheet before posting
  3. 3Posts one balanced entry: salaries, GOSI expense, payables
End of service
Say this

Ahmed resigned after 7 years - calculate his end of service.

What happens
  1. 1Uses the Labor Law formula - Articles 84 and 85
  2. 2Base wage = basic + housing + fixed allowances (the 'last wage' - not basic alone)
  3. 3Applies the resignation discount correctly
  4. 4Shows the calculation line by line with the legal basis
Monthly EOS provision
Say this

Run the end of service provision for June.

What happens
  1. 1Calculates each employee's monthly accrual based on their tenure bracket
  2. 2Employees past 5 years accrue at the full-month rate
  3. 3Posts one balanced entry for all employees combined
Salary advance
Say this

Give Ahmed a 2,000 SAR cash advance on his salary.

What happens
  1. 1Records as an employee receivable - not an expense
  2. 2Deducted automatically from his next payroll run
  3. 3Your expenses stay accurate - advances are assets until settled
07

Migration - one conversation

Coming from Qoyod, Wafeq, Excel or any system: upload the export files to the Upload tab, then say one sentence.

Full migration
Say this

I uploaded my old system's files to the Upload page - migrate my books to Jabr.

What happens
  1. 1Finds your uploaded files and analyzes them - 500+ column formats recognized, messy visual reports flattened automatically
  2. 2Imports in the right order: chart, journals, balances, contacts
  3. 3Stages everything for your review BEFORE writing - edit, filter, or drop rows by sentence
  4. 4After import: verifies trial balance, spot-checks key account balances, runs the full preflight - and fixes failures itself
Edit before confirming
Say this

Remove the 2023 entries and add Arabic descriptions to everything, then confirm.

What happens
  1. 1Filters the staged rows - nothing touched your ledger yet
  2. 2Patches all descriptions in one bulk edit
  3. 3Shows the updated preview, then imports on your word
08

Think ahead, with your data

Forecasts and what-ifs computed from your actual history - not motivational guesses.

What if
Say this

What if I hire an accountant at 6,000 SAR a month - how does my cash flow look?

What happens
  1. 1Projects from your real revenue and expense history
  2. 2Shows the monthly cash impact including GOSI cost
  3. 3Tells you the month your cash gets tight, if it does
Year vs year
Say this

Compare my VAT filings this year against last year.

What happens
  1. 1Puts both years side by side, box by box
  2. 2Highlights changes bigger than 20%
  3. 3Explains what drove each major change from your entries
Ask the law itself
Say this

Why is there a fine for late VAT filing, and is there an exemption now?

What happens
  1. 1Pulls the official reference: law, authority, article number
  2. 2Quotes the current penalty and the active exemption window
  3. 3Gives you the official source link in Arabic and English
Your reports, on demand
Say this

Show me profit by month from January to May.

What happens
  1. 1Generates the monthly income statement breakdown
  2. 2Shows revenue, costs and profit trend
  3. 3Highlights the best and worst months with the drivers
09

Owner money, separated from the business

Personal expenses through the company account, partner draws, capital injections - each has a different treatment that affects your Zakat and financial statements.

Personal expense through company
Say this

I paid my son's school fees 12,000 SAR from the company account.

What happens
  1. 1Recognizes this is personal - never records it as a business expense
  2. 2Asks which partner if the company has more than one
  3. 3Records as owner drawings - reduces equity, not profit
  4. 4Your income statement stays clean, Zakat base adjusts correctly
Capital injection
Say this

Omar injected 50,000 SAR additional capital into the company.

What happens
  1. 1Records as Additional Paid-in Capital - never touches registered capital
  2. 2Registered capital changes require a CR amendment from the Ministry of Commerce
  3. 3Your balance sheet shows the injection under equity immediately
Loan received
Say this

We received a 150,000 SAR loan from Al Ahli bank.

What happens
  1. 1Records as a liability - never as revenue
  2. 2Creates a Loan Payable account automatically if none exists
  3. 3Your income statement is unaffected - loans are not income
10

Inventory and fixed assets

Stock counts, missing items, delivery vans, office equipment - each recorded the way your financial statements need.

Missing inventory
Say this

Physical count shows 3 Samsung phones missing - cost 2,400 each.

What happens
  1. 1Adjusts inventory quantity and value
  2. 2Records the loss as inventory shrinkage - never as cost of goods sold
  3. 3Your gross margin stays accurate - shrinkage is a separate line
Buy a delivery van
Say this

Bought a delivery van for 75,000 SAR including VAT.

What happens
  1. 1Capitalizes as a fixed asset - never expenses it
  2. 2Recovers the input VAT - business-use vehicle
  3. 3Sets up the depreciation schedule automatically
  4. 4Your balance sheet shows the asset, income statement shows monthly depreciation
Small purchases under 3,000
Say this

Bought a printer for 2,500 SAR.

What happens
  1. 1Records as an expense - below the Saudi capitalization threshold
  2. 2Splits the VAT automatically
  3. 3No depreciation schedule needed for small items
11

Returns, refunds and credit notes

Customer returns, supplier defective goods, credit notes - VAT reversed automatically.

Customer return
Say this

Customer returned 3 Samsung phones at 1,700 each including VAT.

What happens
  1. 1Calculates the refund at the VAT-inclusive price - the customer gets back 5,100
  2. 2Reverses the revenue and the output VAT
  3. 3Creates a credit note linked to the original sale
Supplier refund
Say this

Supplier refunded 4,600 SAR including VAT for defective items.

What happens
  1. 1Records the full 4,600 to bank - the exact amount you received back
  2. 2Reverses the inventory cost and input VAT automatically
  3. 3Your books match your bank statement exactly
Bad debt
Say this

Customer Al-Faisal hasn't paid their 8,000 SAR invoice for a year. Write it off.

What happens
  1. 1Records as bad debt expense - a dedicated account, not miscellaneous
  2. 2Removes the balance from accounts receivable
  3. 3Flags the write-off's Zakat treatment so your filing stays right
12

Sales beyond the counter

Export sales, government contracts, customer deposits - each with different VAT and withholding treatment.

Export to GCC
Say this

Sold 10 laptops to a client in Bahrain for 41,000 SAR.

What happens
  1. 1Creates the invoice at zero-rate VAT - exports are 0%, not 15%
  2. 2Appears in the export box of your VAT return correctly
  3. 3Revenue is recorded in full - only the VAT treatment differs
Customer advance
Say this

Customer transferred 20,000 SAR deposit before we prepare their order.

What happens
  1. 1Records as a liability - an advance received, not revenue yet
  2. 2Revenue is recognized only when you deliver the goods
  3. 3The deposit offsets against the final invoice automatically
Government sale with withholding
Say this

Sold to a government entity for 200,000 including VAT. They deducted 5% withholding.

What happens
  1. 1Records the withheld amount as a receivable - not lost revenue
  2. 2Bank shows what actually arrived, the receivable shows the rest
  3. 3The withholding is tracked for recovery against your filing
13

Filing center - print-ready financial statements

Qawaem-ready financial statements generated from your books. Print to PDF, have your CPA certify, upload to the portal.

Generate Qawaem
Say this

Prepare my Qawaem financial statements.

What happens
  1. 1Runs a full data integrity check first - flags issues before filing
  2. 2Generates the statements: income, balance sheet, cash flow, equity changes, notes
  3. 3Bilingual Arabic and English with Hijri dates, prior-year comparatives included
  4. 4Print to PDF with the signature block - ready for CPA certification
Zakat filing
Say this

How much Zakat do I owe this year?

What happens
  1. 1Calculates the Zakat base from your equity, liabilities and assets
  2. 2Applies the 2.5% rate adjusted for the Hijri year
  3. 3Shows the complete breakdown: additions, deductions, base, amount due
  4. 4Mixed Saudi-foreign ownership splits Zakat and income tax automatically

Why you stay in control

The AI proposes. You decide. Every time.

Nothing posts without you

Every entry, invoice and filing is shown to you with its balance impact before it's written. The AI cannot skip your confirmation.

Everything is traceable

Every action is logged: who, when, what changed. Entries can be reverted within 30 days. Receipts stay attached to their entries forever.

It knows its limits

Posting into closed periods, deleting audit history, quoting tax rules without a source - it refuses. By design.

Built-in guardrails

Common mistakes are blocked before they reach your books: a loan recorded as revenue, a personal expense as a business cost, a hand-typed salary entry skipping GOSI, a foreign service payment missing its withholding - each is caught, explained, and redirected to the correct treatment.

Ready to try it on your own books?

Connect Claude or ChatGPT in two minutes. The AI proposes, you approve - nothing posts without your confirmation.

Start freeSee how to connect
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