Smart accounting for Saudi businesses
Englishالعربية
جَبرJabr
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All Jabr featuresAI accountingE-invoicingFiling Center and QawaemPayroll and GOSIBank reconciliationSolutions for your business
See how it worksPricingAcademyAbout
جَبرJabr

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Features
All Jabr featuresAI accountingE-invoicingFiling Center and QawaemPayroll and GOSIBank reconciliationSolutions for your business
See how it worksPricingAcademyAbout
Your AI accountant for Saudi business

Stop entering. Start reviewing.

Speak or chat directly with Jabr’s built-in AI. Describe what happened, review the proposed accounting, and approve it before it reaches your books.

Start 7-day free trialSee how it works
7 daysTry Pro, freeNo credit card required
Or connect your own:ClaudeChatGPTor any other MCP-compatible assistant
ZATCA Phase 2 e-invoicingSOCPA-adopted IFRS for SMEsArabic-first UIUnderstands and applies ZATCA regulatory provisions

Built-in AI. Paid SAR 4,600 warehouse rent in cash, including VAT.. Rent expense: 4,000.00. Input VAT: 600.00. Cash: 4,600.00. Balanced. Illustrative current-period rent: qualifying tax invoice and eligible input VAT recovery assumed. Payment alone does not establish treatment.

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Mazaya by Monsha’atJabr is available on Monsha’at Mazaya↗
جَبرJABR

Smart accounting for Saudi businesses

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Terms of ServicePrivacy PolicyData Processing AgreementCookie PolicyAcceptable Use
QR code for National Personal Data Protection Register entryPersonal Data ProtectionRegistration No.: 3260007545QR code for the Saudi Business Center E-CertificateSaudi Business Center E-CertificateAuthentication No.: 0000324313
Encrypted at restDesigned for PDPLISO 27001 · 27017 · 27018

Asas Albahth© 2026 Jabr is a registered trademark owned and operated by Asas Albahth Commercial Limited Company 7033481131. All rights reserved.

01Tell Jabr what happened02Jabr prepares the accounting entries03Review and approve

Jabr prepares your financial statements and tax returns. Just review and submit.

Financial statements

Prepare your statements for Qawaem.

VAT

Prepare your VAT return.

Withholding tax

Prepare your withholding tax return.

Zakat

Calculate zakat and prepare return data.

Explore the Filing Center
Jabr AI

Sales, bills, payroll. Accounting adds up.

See how Jabr AI helps you handle each one.

Sales invoice and linked credit note
YOU TELL JABRIssue a standard-rated Saudi service invoice for SAR 30,000 before VAT, then reduce the agreed price by SAR 2,000 before the customer pays.
01RevenueSAR 30,000.00 before VAT
02Output VAT15% · SAR 4,500.00
03Linked credit note−SAR 2,000.00 sale · −SAR 300.00 VAT
04Net sales for reportsSAR 28,000.00
05Customer balance dueSAR 32,200.00 before payment
06ZATCA documentsInvoice and linked credit note follow their issue workflow
Jabr keeps the sale and price reduction linked so revenue, receivable and output VAT reflect both documents after issuance.
Supplier bill and input VAT
YOU TELL JABRRecord a Saudi supplier invoice for a SAR 5,000 current-period service plus SAR 750 VAT. The tax invoice and full taxable-business use have been reviewed.
01Service expenseSAR 5,000.00 before VAT
02Eligible input VAT15% · SAR 750.00
03Supplier payableSAR 5,750.00
04VAT impactSAR 750.00 deducted from output VAT
05Document checkValid supplier tax invoice reviewed
06Books and reportsExpense and payable on approval; VAT in its eligible period
Jabr keeps the bill in review until approval. Its expense, payable and eligible VAT then flow to the same company books.
Employee and payroll analysis
YOU TELL JABRAdd a Saudi employee with SAR 8,000 basic salary and SAR 2,000 housing allowance. Their prior GOSI record confirms the legacy scheme; then prepare this month's payroll.
01GOSI schemeLegacy scheme confirmed from subscription history
02Contributory wageSAR 10,000.00 · basic plus housing
03Employee contribution9.75% · SAR 975.00 deduction
04Employer contribution11.75% · SAR 1,175.00 company cost
05Net salarySAR 9,025.00 after employee GOSI
06Future obligationService details retained for a separate EOS calculation
Adding the employee saves their details. The stated deductions and costs arise when payroll is run; EOS is calculated separately from service history.
Review before approval

See exactly what you’re approving.

The figures, the source and anything that needs your attention—together.

Payroll · Saudi employeeCalculated
Gross salary10,000.00
Employee GOSI975.00
Net salary9,025.00
Employer contribution1,175.00

Prior GOSI history confirms the legacy scheme. Contributory wage SAR 10,000; employee 9.75%, employer 11.75%; no other deductions.

View basisReview payroll
Bank reconciliation · same month2 items to review
Statement balance113,175.00
Book balance115,275.00
Unrecorded bank fee−100.00
Deposit in transit2,000.00

Opening balance SAR 100,000. Receipts SAR 32,200; payments SAR 5,750, 9,025 and 2,150. SAR 2,000 is in transit and a SAR 100 bank fee is unrecorded. Adjusted bank and books: SAR 115,175.

See evidenceReview 2 items
Supplier invoice · same monthReviewed
Expense before VAT5,000.00
Eligible input VAT750.00
Supplier payable5,750.00
Posting statusPOSTED AFTER APPROVAL
Open documentView journal
VAT and profit · same monthFor review
Output VAT4,200.00
Recoverable input VAT750.00
VAT payable from these items3,450.00
Profit after bank fee approval11,725.00
View calculationReview VAT and profit

One business, one connected month. Profit assumes the bank fee is approved and posted and excludes other costs and tax. The VAT amount remains unsubmitted.

Choose the plan that fits your business.

For manual accounting, choose Free or Starter. For AI chat, voice, and ZATCA Phase 2 e-invoicing, choose Pro or a higher plan.

Free
Free

Manual books, made simple

1 user · 1 company · 30 journal entries/month

  • Journal entries
  • Custom chart of accounts
  • Trial balance
  • Bank import and reconciliation
View all included features
Start free
Starter
49/month

Sales and purchases in one place

2 users · 1 company · Unlimited journal entries

Everything in Free, plus:

  • Sales invoices and payments
  • Supplier bills and inventory
  • Customer balances and overdue invoices
  • Financial reports and exports
View all included features
Choose Starter
Recommended
Pro
159/month

Tell Jabr. Review what it prepares.

5 users · 2 companies · Unlimited journal entries

Everything in Starter, plus:

  • AI chat and voice; you approve
  • ZATCA Phase 2 e-invoicing
  • VAT, Zakat, WHT and Qawaem prep
  • Payroll, GOSI and fixed assets
  • AI reads scanned receipts and invoices
View all included features
Try Pro free for 7 days
Business
329/month

More insight as you grow

15 users · 5 companies · Unlimited branches · Unlimited journal entries

Everything in Pro, plus:

  • Plan a year ahead: forecast profit, see your cash outlook for the next 13 weeks, and track actual results against your plan.
  • Unlimited branch contribution reports
  • Recurring invoices and deferrals
View all included features
Choose Business

Compare plans

One set of books. Every financial workflow.

Invoicing, expenses, banking, inventory, payroll, reports, tax, and e-invoicing work from the same accounting records—so information does not have to be rebuilt between systems.

Invoicing

Sales invoices, receipts and payment vouchers

Expenses

Extract receipts, record supplier bills, track VAT, and manage recurring costs

Bank reconciliation

Match transactions, identify missing activity, and investigate unresolved differences

Inventory

Items, quantities and cost of goods sold

Payroll

Saudi and non-Saudi payroll, scheme-aware GOSI, employer cost, payslips, and end-of-service

VAT - Zakat - WHT - CIT

Four returns built from the same ledger

Financial reports

Trial balance, statements, cash flow, comparisons, exports, and examination support

ZATCA e-invoicing

Phase 2 invoices, signed and reported

Jabr's brain

Accounting grounded in your records and Saudi references.

The context and checks behind Jabr’s proposals.

Your company context

Jabr uses the records and company facts available to it when preparing a proposal.

Accounting checks

Checks flag missing information and inconsistencies for review.

Saudi references

Relevant references support the explanation of the proposed treatment.

The sources it reads from
  • ZATCAVAT Implementing Regulations, Article 50
  • SOCPAIFRS as adopted in the Kingdom
  • GOSISocial Insurance Law, Royal Decree M/273
  • HRSDSaudi Labor Law and its Implementing Regulations
01Tell Jabr
02Check the records
03Prepare the work
04Review and approve
Tell Jabr

Write or speak

Tell Jabr what happened by typing or speaking in Arabic or English. Its built-in AI selects from 200+ accounting tools.

Check the records

Read the context

Jabr checks the available company records and relevant Saudi references before suggesting a treatment.

Prepare the work

See the proposed work

Jabr prepares the accounting effect, shows the calculation and flags missing information for review.

Review and approve

You decide

Review the proposal and its supporting details, then approve it before Jabr posts any change.

Every answer stays connected to the books. Every proposed action remains reviewable.

Explore AI accounting

jabrhq.com/filing
Filing Center2025–2026 periods

Illustrative: Jabr prepares returns for review; you submit them. The filed status and reference represent a recorded external submission.

Preflight 24/25 checks passed96%
ReturnStatusDuePayable
Zakat Returnإقرار الزكاةReady to fileApr 30, 202683,425
VAT Return - Q1إقرار ضريبة القيمة المضافةZATCA ref 300812-Q1-2026Filed ✓Apr 30, 2026110,700
WHT Returnضريبة الاستقطاعReady to fileJun 10, 20266,000
Qawaemالقوائم الماليةIn progressJun 30, 2026—
Outstanding, not yet filed89,425
FilingFor your review

Prepare filing figures from the same books

Prepare return figures from your books and review supporting records. You submit returns to the authority; e-invoice clearance and reporting follow a separate workflow.

  • VAT figures prepared from recorded transactions
  • Zakat base calculated from relevant accounting balances
  • Withholding tax tracked by supplier and payment type
  • Pre-filing checks flag missing or inconsistent information

Saudi compliance

E-invoicing that supports ZATCA Phase 2 and Fatoora requirements.

Issue Saudi e-invoices and keep QR data and authority responses with each record. Jabr follows the appropriate clearance or reporting workflow. Phase 2 starts on Pro.

UBL 2.1 XML + QRStandard invoice clearanceSimplified invoice reportingAdvances, credit notes & debit notes
Zakat, Tax and Customs Authority
Fatoora e-invoicing platform
Connect what runs your business

Your sales, payments, and banking—connected to your books.

Connect Salla, Zid, and Moyasar from inside Jabr. Orders, payments, settlements, and bank activity arrive organized and ready to match and review—with less manual data entry.

Connect and manage everything in one place
Create your free account
Salla logo
SallaOnline store
Zid logo
ZidOnline store
Moyasar logo
MoyasarPayment gateway
Know where every transaction came from, what was recorded, and what needs your review—from one screen.
Why Jabr

Your AI accountant—from the transaction to the return.

Tell Jabr what happened. It uses your company records and Saudi accounting references to prepare the treatment, calculate its impact and show you what to approve.

What you needAccounting softwareStandalone AI assistantJabr
Get the work doneEnter data and operate the accounting screensGet an explanation or a draftAsk in Arabic or English. Jabr prepares supported actions in your actual books.
Apply Saudi rulesSelect the treatment and configure the settingsDiscuss rules using the information you shareUses relevant ZATCA articles and Saudi accounting references to propose the treatment for your transaction.
See the full impactReview the resulting entries and reportsReceive suggested calculationsShows the proposed entry, tax calculation and effect on your books before approval.
Prepare returns and QawaemGenerate outputs from recorded dataGet help interpreting or drafting themPrepares VAT, Zakat and withholding-tax returns, plus financial statements for Qawaem, from the same books in the Filing Center.
Handle daily accountingWork through invoicing, banking and payroll modulesFollow advice in another systemPrepare invoices, review bank differences, calculate payroll and run supported workflows through one conversation.
Check and approveCheck your inputs and saveVerify the answer and apply it yourselfReview proposed actions and supporting details, address flagged issues, then approve execution.

Get the work done

Accounting software
Enter data and operate the accounting screens
Standalone AI assistant
Get an explanation or a draft
Jabr
Ask in Arabic or English. Jabr prepares supported actions in your actual books.

Apply Saudi rules

Accounting software
Select the treatment and configure the settings
Standalone AI assistant
Discuss rules using the information you share
Jabr
Uses relevant ZATCA articles and Saudi accounting references to propose the treatment for your transaction.

See the full impact

Accounting software
Review the resulting entries and reports
Standalone AI assistant
Receive suggested calculations
Jabr
Shows the proposed entry, tax calculation and effect on your books before approval.

Prepare returns and Qawaem

Accounting software
Generate outputs from recorded data
Standalone AI assistant
Get help interpreting or drafting them
Jabr
Prepares VAT, Zakat and withholding-tax returns, plus financial statements for Qawaem, from the same books in the Filing Center.

Handle daily accounting

Accounting software
Work through invoicing, banking and payroll modules
Standalone AI assistant
Follow advice in another system
Jabr
Prepare invoices, review bank differences, calculate payroll and run supported workflows through one conversation.

Check and approve

Accounting software
Check your inputs and save
Standalone AI assistant
Verify the answer and apply it yourself
Jabr
Review proposed actions and supporting details, address flagged issues, then approve execution.

Built for the owner and the accountant

The same system reduces operational work for one and raises the quality of oversight for the other.

I'm an accountant

Let Jabr prepare repetitive entries, reconciliations, calculations, and evidence. You retain control of review, exceptions, professional judgment, and final approval.

I run my own business

Start from the business event—not an empty accounting form. Describe what happened, review Jabr’s treatment, and keep operations, payroll, reports, and filings connected.

Across Saudi Arabia

Accounting for a wide range of businesses

Use Jabr for everyday bookkeeping in retail, services, online stores, and other industries.

Choose an industry to update the worked example and illustrative invoice below.

An optional way to use your own AI

Prefer Claude or ChatGPT? Connect through MCP. Jabr’s built-in voice and chat work directly without this setup.

MCP · example
Claude · MCP
You ask

Card sales today were SAR 1,725 including VAT, but the bank settled 1,707.75. Where do the 17.25 go?

Jabr’s proposed accounting

1,725 / 1.15 = 1,500 sales plus 225 output VAT

If the 17.25 fee includes VAT: expense is 15 and input VAT is 2.25

Fee VAT is deductible only with a valid tax invoice and eligible taxable use

Sales1,500.00
Output VAT 15%225.00
mada fee before VAT(15.00)
Input VAT on fee(2.25)
Cash received1,707.75
VAT due to ZATCA222.75

Example Jabr account: 610101 Bank Charges

Proposed action · approve in your connected AI client.

Compliant e-invoicing

An illustrative Phase 2 invoice layout. Only an actual issued invoice carries its real data, QR code, and reporting status.

Phase 2 · example
Tax invoice✓ Illustrative example
Al-Anaqa Retail Est.
مؤسسة الأناقة للتجزئة
VAT 310455120300003 · CR 1010455120
TAX INVOICE
فاتورة ضريبية
Invoice No. INV-2026-1184
Issue date 15/03/2026
Customer Rawabi Trading Est.
Customer VAT 311998877600003
DescriptionQtyUnit price excl. VATLine total
Embroidered abaya1700.00700.00
Leather shoes1450.00450.00
Oriental perfume 100ml1350.00350.00
Subtotal (excl. VAT)1,500.00VAT 15%225.00Total due1,725.00
Illustrative Phase 2 exampleIllustrative code in this preview; an actual invoice generates its QR from its signed data.
PAIDمدفوعة15 / 03 / 2026
Licensed accountant friendly
ZATCA-compliant e-invoicing
PDPL registered - No. 3260007545
Bilingual - Arabic & English

Business financial planning

The planning power of a finance team. Built into Jabr.

Starting a company, hiring your next employee, expanding, or preparing for upcoming payments?

Jabr turns your numbers and assumptions into a financial plan—with budgets, profit and cash forecasts, growth scenarios, and actual performance tracking.

Explore Business

Included in Business.

Frequently Asked Questions

What can I do with Jabr?

Manage your business’s full accounting cycle in Jabr—from sales, invoices and collections to purchases, expenses, inventory, payroll, bank reconciliation and financial reports. With Pro or above, Jabr AI helps you work through chat or voice: prepare supported transactions, review your records, understand your financial position and prepare figures for tax filings. Everything stays connected to your books, so you can review the accounting impact and approve changes before they are recorded.

How is Jabr different from other accounting platforms?

Jabr is an AI-powered accounting platform that starts by understanding your business—not by handing you empty books to fill in. Whether you're a sole trader, a small business or a larger company, it uses your business profile and records to guide supported accounting work through chat or voice. Its guidance draws on Saudi accounting requirements, relevant ZATCA provisions and SOCPA-endorsed accounting standards. From daily bookkeeping to invoices, filing preparation and understanding your finances, Jabr helps you get the work done, with proposed changes presented for your confirmation.

Can Jabr help me understand how my business is doing?

Yes. Ask about profitability, cash flow or unpaid invoices, and Jabr can explain what the available records show. It can highlight differences worth investigating and identify missing information before recommending a next step.

Is Jabr built for businesses in Saudi Arabia?

Yes. Jabr is built specifically for Saudi businesses, bringing accounting, filing preparation and deadline tracking together in one place. It helps you prepare VAT, Zakat and withholding-tax returns, financial statements for Qawaem, and ZATCA Phase 2 e-invoices. It also tracks important filing deadlines and reminds you when they're approaching. Available features depend on your plan.

Start today. Let Jabr AI handle your accounting.

Start your free Pro trial. Tell Jabr what happened and review the proposed treatment before you approve.

Start free trial

Jabr does the accounting work. You stay in control.

Jabr’s AI works with your business records to record transactions, reconcile accounts, and prepare financial statements and filing information. You review and approve changes, and verify the figures before submitting through official channels. You can also invite your accountant to review your books directly in Jabr. Jabr is accounting software, not a licensed accounting firm.