Terms of Service

Effective date: 1 May 2026 / 1 مايو 2026

By using Jabr, you agree to the following terms. Please read them carefully. The Arabic version is the legally binding version.

1. Parties

This agreement is between Asas Albahth Commercial Limited Company, Commercial Registration No. 7033481131, Kingdom of Saudi Arabia ("Jabr" or "we") and you, the user ("you" or "the User").

2. Service Definition

Jabr is an AI-powered digital accounting platform providing the following tools based on your subscription plan:

• Core accounting: Double-entry journal entries, chart of accounts, trial balance, financial statements
• Invoicing and purchasing: Sales invoices, credit and debit notes, purchase orders, quotations, quotation-to-invoice conversion
• Tax and filings: VAT return value calculation, withholding tax (WHT), ZATCA-compliant e-invoicing (Phase 2)
• Payroll and HR: Payroll runs, GOSI calculations, end-of-service (EOS) benefits
• Assets and inventory: Fixed assets with depreciation schedules, inventory management
• Planning and analysis: Budgets, cost centers, dimensions, financial forecasting and scenario modeling
• AI features: Connect your own AI account (Claude or ChatGPT) to your books via MCP connector to chat with your financial data, process receipts, and analyze bank statements
• Collaboration: Multi-company support, team members with role-based access, CPA portal with read-only access

Feature availability varies by plan. See the pricing page for details of each plan and its limits.

3. AI and MCP Connector

Jabr does not operate its own AI service or hold API keys on your behalf. Instead, you can connect your own AI account (such as Claude or ChatGPT) to your books via the MCP connector. When connected, your AI application communicates with Jabr via the MCP protocol and reads or writes to your books with your direct permission.

• The connector is available on Pro plans and above. You generate a connection token from Jabr settings and add it to your own AI application.
• The AI cannot post any journal entry directly. Every entry starts as a draft requiring your approval before posting.
• Destructive operations (such as reverting entries, closing periods, terminating employees) require explicit confirmation from you.
• Each plan has limits on the number of MCP calls. Data sent through the connector is limited to what your specific query requests.

The only exception: Jabr uses a platform-level AI service (not per-user) for a single purpose: verifying payment receipts uploaded during subscription renewal (matching amount and reference). This process does not use any of your financial data.

4. Nature of the Service - Material Disclaimer

Jabr is a software tool only and is not an accounting firm, audit firm, financial adviser, tax adviser, or legal adviser. Jabr is not licensed by the Saudi Organization for Chartered and Professional Accountants (SOCPA) and does not provide licensed accounting services.

The user is solely and exclusively responsible for:

• The accuracy and completeness of all data entered into the platform
• Compliance with all applicable laws and regulations in the Kingdom of Saudi Arabia
• Determining whether their business requires a licensed CPA or auditor
• Reviewing all entries, reports, and filing values before approving or submitting them
• Submitting tax and zakat filings themselves through the relevant government portals (Jabr calculates the values but does not file on your behalf)
• Paying all taxes, zakat, and fees due by their deadlines
• Reviewing e-invoices generated through the platform before submission

AI-generated values and suggestions are approximate recommendations, not certified or audited figures. They must not be relied upon as a substitute for qualified professional advice.

5. Eligibility

You must be 18 years or older to use Jabr. By registering an account, you confirm that you are legally capable of entering into binding contracts and that you have authority to act on behalf of the registered business entity.

6. Plans and Usage Limits

The service is offered through tiered plans (Free, Starter, Pro, Business, Enterprise). Each plan has defined limits including:

• Entry count: Monthly limit on journal entries (Free plan: 30 entries/month)
• Users: Number of concurrent team members (from 1 to unlimited depending on plan)
• Companies: Number of registered businesses (from 1 to unlimited depending on plan)
• AI consumption: Monthly and daily token limits
• Features: Some features (payroll, fixed assets, e-invoicing, forecasting, cost centers) are available only on paid plans

When entry or AI limits are exceeded, the service switches to read-only mode until the next billing period or upgrade. Details and pricing for each plan are available on the pricing page.

7. Subscription and Payment

• Prices are in Saudi Riyals (SAR). All displayed prices exclude VAT (15%).
• Subscriptions are monthly or annual. Payment is via bank transfer with receipt upload. The subscription is activated after receipt verification by the Jabr team.
• Promotional discounts may apply via coupon codes. Active discounts are applied automatically to renewals during their validity period.
• Annual subscriptions are non-refundable after 30 days from the payment date.
• Monthly subscriptions are non-refundable once the billing period has begun.
• Jabr reserves the right to adjust pricing with 30 days prior notice. New prices take effect at the start of the next subscription period.

8. Free Trial

A 7-day free trial of the Pro plan is available when you create your first company. No payment information is required. All Pro features are unlocked during the trial. At the end of the trial, the account reverts to the free plan automatically unless the user upgrades. Data entered during the trial remains saved.

9. Multi-Company and Team Access

• The subscription is tied to the user, not to an individual company. One primary company holds the subscription, and additional companies inherit it.
• Usage limits (entries, AI tokens) are pooled across all of the user's companies, not per company.
• You may invite team members with different roles: Admin, Editor, Viewer, Data Entry. Each role has specific permissions.
• You may invite a licensed CPA with read-only access to review your books.

10. Data Ownership

Your data belongs to you. You retain all intellectual property rights over your financial data and business data. You may export all your data at any time in Excel and CSV formats directly from within the platform. Jabr does not sell your data or share it with any third party for marketing or advertising purposes.

11. Intellectual Property

The "Jabr" trademark, logo, source code, design, and all content published by Jabr are the exclusive property of Asas Albahth Commercial Limited Company. You may not copy, reverse-engineer, decompile, disassemble, resell, or use any part of the platform to build a competing product.

12. Limitation of Liability

Jabr is not liable for:

• Fines, penalties, or sanctions resulting from incorrect or late filings
• Direct or indirect business or financial losses resulting from any service interruption or defect
• Decisions made by the user based on reports or AI-generated suggestions
• Errors in data entered by the user or third parties
• Unavailability of third-party services (such as AI services or cloud infrastructure)
• Errors in e-invoices resulting from incorrect data entered by the user

In all cases, Jabr's maximum aggregate liability shall not exceed the subscription fees paid during the twelve (12) months preceding the event giving rise to the claim. This limitation does not apply to cases of gross negligence or willful misconduct.

13. Warranty Disclaimer

The service is provided "as is" and "as available" without any express or implied warranties, including warranties of fitness for a particular purpose or non-infringement. Jabr does not warrant that the service will be uninterrupted or error-free.

14. Indemnification

You agree to indemnify and hold harmless Jabr from any claims, damages, or costs (including legal fees) arising from: your use of the platform in violation of these terms; entry of inaccurate or misleading data; or your violation of any applicable law or regulation.

15. Acceptable Use

The platform may not be used for any unlawful activity including money laundering, financial fraud, or tax evasion. Sharing account credentials with unauthorized parties is prohibited. See the Acceptable Use Policy for details.

16. Suspension and Termination

• Jabr reserves the right to immediately suspend or terminate accounts for breach of these terms or the Acceptable Use Policy.
• For non-payment, a 14-day notice period is provided before suspension.
• Users may cancel their subscription at any time and retain access until the end of the paid period.
• Upon termination, the user may export their data within 30 days. Financial data is retained for 10 years per the Commercial Books Law.
• When downgrading from a higher plan to a lower one, existing data remains saved but features exclusive to the higher plan become unavailable.

17. Force Majeure

Neither party shall be liable for delays or failures caused by circumstances reasonably beyond its control, including natural disasters, pandemics, government orders, internet or cloud infrastructure outages, and cyberattacks.

18. Governing Law and Dispute Resolution

These terms are governed by the laws of the Kingdom of Saudi Arabia. The competent courts in Riyadh have exclusive jurisdiction over any dispute arising from or in connection with this agreement.

19. Amendments

These terms may be amended with 30 days prior notice via registered email and through the platform. Continued use of the service after amendments take effect constitutes acceptance. The user has the right to cancel their subscription before amendments take effect.

20. General Provisions

• Entire agreement: These terms, together with the Privacy Policy, Acceptable Use Policy, and Data Processing Agreement, constitute the entire agreement between the parties.
• Severability: If any provision is found invalid, the remaining provisions remain in full force.
• No waiver: Failure by Jabr to enforce any right does not constitute a waiver of that right.
• Authoritative language: The Arabic version is the legally binding version. The English version is for reference only.

21. Contact

Asas Albahth Commercial Limited Company
Commercial Registration: 7033481131
Email: info@jabrhq.com